Insights and Guidelines for the new Delaware EARNS Retirement Program

Description

Saving for retirement is an increasingly difficult dilemma for American workers. The Delaware State Treasurer recognizes this struggle for many workers across the state and created EARNS to help employees achieve greater financial security. Delaware EARNS Program Director Ted Griffith will discuss this program and reveal how it can help employees establish a financially secure future. 

EARNS increases retirement savings access and makes it easy for you to help your employees close the retirement savings gap. EARNS is a new retirement savings program, governed by the EARNS Program Board, an instrumentality of the State of Delaware. Delaware businesses with 5 or more employees will be required to register for the program if they do not already offer a tax-qualified retirement plan to any employees.

About the speaker:

Ted Griffith was named the first program director for Delaware EARNS in March 2023. He brings to this role within the Delaware Office of the State Treasurer extensive experience in financial planning as well as marketing and communications. A Certified Financial Planner (TM) professional, Ted worked for 16 years at the global investment company Vanguard. Most recently, he was a high-net worth financial advisor and helped to oversee $100 million in client assets. He was also a marketing and communications manager with responsibility for fund reports and other content distributed to millions of investors. Before his career in financial services, Ted was an award-winning journalist for a variety of outlets, including CBS MarketWatch and The News Journal. He is an active volunteer in his community for organizations including the Beau Biden Foundation for the Protection of Children and the Down Syndrome Association of Delaware. From 2019 to 2024, he was the treasurer for the Down Syndrome Association of Delaware. He and his wife Krista live in Wilmington, Delaware with their two sons, Sam and Nate.